Tour & travels

Tour & travels

OUR SERVICES:-

Tour Packages

Travel is the movement of people between distant geographical locations. Travel can be done by foot, bicycle, automobile, train, boat, bus, airplane, or other means, with or without luggage, and can be one way or round trip. Travel can also include relatively short stays between successive movements.

We understand our customers and always deliver on our promises. And we don't stop at just offering customized packages, but see to it that the tour goes smoothly and as planned for an unparalleled travel experience. Be it special interest tours, budget travelling, family holidays, honeymoons or adventure tours, we can make it in a click for you.

Being a customer-driven company, we fully understand the desires as well as compulsions of the traveler and take them into account while making travel deals. The end result is custom-packages that allow clients to have maximum fun without burning a hole in the pocket.

Flight Tickets
Cab Services
VISA SERVICES

 

FOR MORE DETAILS WRITE US : [email protected], [email protected]

OR, CALL US : +91 7703918302

Life Insurance

Life Insurance

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person

Different Types of Life Insurance Policies in India

  1. Term Plan – pure risk cover

  2. Unit linked insurance plan (ULIP) – Insurance + Investment opportunity

  3. Endowment Plan – Insurance + Savings

  4. Money Back – Periodic returns with insurance cover

  5. Whole Life Insurance – Life coverage to the life assured for whole life

  6. Child’s Plan – For fulfilling your child’s life goals like education, marriage, etc.

  7. Retirement Plan - Plan your retirement and retire gracefully

 

FOR MORE DETAILS WRITE US : [email protected], [email protected]

OR, CALL US : +91 7703918302

Vehicle Insurance

Vehicle Insurance

Importance of Car Insurance in India

'Nimbu Mirchi' can only protect you from 'buri nazar' even if you're a fabulous driver. Insurance was created to protect you from unexpected and unlikely events. Here are some scenarios where a car insurance can act as a life saver.

Type of Coverage :

Third Party Liability Coverage

This compensates the damages to a third party and their property. It’s best for those planning to insure their car just because it's mandatory (but we wouldn't recommend that!).

The quote that you get for TP cover is the sum of its components which include:

  • The basic third-party premium
  • Premium for Personal Accident Owner Driver Cover – Rs. 100
  • Goods and Service tax – 18%

Comprehensive Coverage

This covers damages to the third party, as well as your own car. It is best for those wanting to cover for losses for accidents and incidents such as theft and natural disasters.

The quote that you get for comprehensive coverage is the sum of its components which include:

  • Third-Party premium
  • Own Damage premium
  • Premium for Personal Accident Owner Driver Cover – Rs. 100
  • Charges for additional coverage (add-ons)
  • Goods & Services Tax – 18%

 

FOR MORE DETAILS WRITE US : [email protected], [email protected]

OR, CALL US : +91 7703918302

Travel Insurance

Travel Insurance

What is Travel Insurance?

Travel keyword

So, you are a travel junkie and you live vacation to vacation! And you would wonder how a travel insurance would be of your help in your vacation? Well, a travel insurance would help you tackle all the travel and medical contingencies while you travel abroad. You might find buying a travel insurance silly, but it's better to be safe than sorry. Buying travel insurance would not only safeguard you from all the possible unforeseen situations but also help you cherish all the lovely memories of your stay abroad. It is utmost important to add best travel insurance to your checklist while you plan your vacation, be it for leisure or business. Travel insurance is gaining back all its lost significance. To avoid unforeseen conditions like flight delay, loss of baggage, loss of passport as well as medical emergencies, buying travel insurance becomes extremely necessary. It is also convenient and easy, as you can buy travel insurance online.

SINGLE TRIP POLICY

Single trip policy is good for one-time travellers. The maximum of 180 days these policies can last for, however, your travel insurance policy can also be extended post a humble request to the insurer. So, have you packed your bags yet? And don't forget to buy travel insurance.

ANNUAL MULTI-TRIP POLICY

This policy is ideal for frequent travellers or globetrotters. It's valid for making several trips during the year, each one ranging from 30-45 days, rewarding you with suitcases full of memories. You have the option to choose the coverage and the type of plan basis your needs. However, there are various plans offered under travel insurance.

 

FOR MORE DETAILS WRITE US : [email protected], [email protected]

OR, CALL US : +91 7703918302

Medical Insurance

Medical Insurance

What is Health Insurance?

Health Insurance icon

Health insurance is a type of insurance that fully or partially covers an individual's medical and surgical expenses. It's an agreement between you and your insurance company, where for an annual premium, the insurer pays for your hospitalization and other medical expenses as mentioned in your policy.

BASIC HEALTH PLAN

This provides for the hospitalization expenses you might face in case of accidents, day-care procedures, surgical treatments or critical illnesses. However, the features, limits and sum assured will vary from insurer to insurer.

SUPER TOP-UP HEALTH PLAN

Similar to top-ups for mobile network services, this adds supplementary coverage to your existing health plan. The aim is to increase overall sum assured with its corresponding coverage by paying a relatively lower premium.

Importance of Health Insurance

Investing in a health insurance plan is extremely important for multiple reasons. They are-

  • Medical treatments are a fiscal burden on the family
  • Uninsured people may receive less medical care due to lack of funds
  • They are prone to more risks as they do not have access to regular medical checkups.
  • It protects one’s family through unexpected, unforeseen health-related financial situations.

Types of Health Insurance Plans in India

Health Insurance in India can be broadly classified into the following types-

  • Hospitalization Plans- Hospitalization plans are those health insurance plans that reimburse the hospitalization and medical costs of an individual, subject to the sum insured. Hence, these plans are also known as indemnity plans.

  • Family floater Plans- Family health insurance plans cover the entire family in one health insurance plan. It works under the assumption that not all members of a family will suffer from illness at one time. These plans cover hospital-related expenses which can be pre and post hospitalization. Most health insurance companies in India offering family insurance have a wide network of hospitals that help the insured people in times of an emergency.

  • Senior Citizens Plans- As the name suggests, senior citizen health insurance plans are for the older people of the family. These plans cover health issues arising during old age. As per IRDAI guidelines, each insurer must provide cover up to age of 65 years.

  • Maternity Plans- Maternity health insurance plans provide coverage for maternity and other additional expenses. These policies take care of both pre and post-natal care, and delivery of baby i.e. normal or caesarean deliveries. Just like other health insurance plans, the maternity insurance providers usually have a wide range of network hospitals and also takes care of ambulance expenses.

  • Hospital Daily Cash Benefit Plans- Hospital Daily cash benefits is a defined benefit policy that provides a certain sum of money for every day of hospitalization.

  • Critical Illness Plans- These plans are benefit-based policies, where a lump sum benefit amount is paid on diagnosis of covered critical illness. These diseases are usually specific, with high severity and low frequency in nature. Hence, the treatment cost is high when compared to day to day medical / treatment need. Some of these illnesses include heart attack, cancer, stroke etc.

What do Health Insurance Plans cover?

Health insurance plans offered in India provide cover for the following essential health benefits:

  • In-Patient Hospitalization - Medical expenses related to hospitalization due to an illness or an accident, which is for a period of more than 24 hrs.
  • Pre-Hospitalization - Medical expenses that one incurs due to illness during the days immediately preceding the hospitalization.
  • Post-Hospitalization - Medical expenses that one incurs for a certain period after being discharged from the hospital.
  • Day-Care Procedures - Medical expenses for treatments, which do not require 24 hours hospitalization due to technological advancement.
  • Domiciliary Treatment - Covers the expenses for treatment done at home for which hospitalization would be needed.
  • Emergency Ambulance - Costs related to using ambulance service for reaching the hospital.
  • Ayush Benefit - Treatment done using Ayurveda, Unani, Sidha and Homeopathy.

 

FOR MORE DETAILS WRITE US : [email protected], [email protected]

OR, CALL US : +91 7703918302

Manpower Consultancy

Manpower Consultancy

F4S Aviation is intermediary between “organizations (corporate) i.e. looking forward to recruit staff “and “the people who are looking out for jobs”. Recruiting through external resources (recruitment consultant) is a lengthy process .In this process corporate gets in touch with the Manpower Recruitment Consultants to know about their charges or mostly recruitment do calls or do meeting with various organization for tie up and get requirements from them. Then the negotiation on charges is done, after which both parties sign a mutual agreement with some Terms and Conditions on which they are going to work. Then the organization shares the Job Description /Profile Description of the requirement which includes skills and experience required in a person.

 

FOR MORE DETAILS WRITE US : [email protected], [email protected]

OR, CALL US : +91 7703918302

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